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What you need to know about our auction finance offering.

We consider all cases on their individual merits. This information forms the basis of our Auction lending proposition.

  • Borrow £30k - £2m
  • 1st charge residential loans to 75% NET LTV
  • 1st charge commercial loans to 70% NET LTV
  • Rate/month 0.9% (subject to LTV)
Auction product guide
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Specialist auction finance from Amicus

The auction houses of the UK are awash with attractive opportunities. But only if you have the funds to act quickly. Move swiftly and confidently through the purchasing process with short-term financing from Amicus.

As industry experts, we have a deep understanding of the market and can structure deals around a range of properties in various conditions. With flexible rates and a balanced approach, we build strong bonds with borrowers, brokers and other stakeholders, to everyone’s benefit.

What is it for?

Long-term mortgages often take longer to arrange than short-term finance.

Amicus are different; we can help you to secure the funds you need quickly, to fit in with tight auction-house timescales.

As an established short-term finance specialist, we can support you with the purchase of residential, commercial or mixed-use property. Even if it's not currently habitable.

Our approach is to look at the bigger picture and find a solution that works for your situation.

Case study:

Proactive communication with many stakeholders


To provide a 49% aggregate loan secured against two separate properties to enable our client complete on a £400k+ property won at auction, after being let down by another lender.


With only 16 days to complete, it was vital that all parties work together to get it done. In this case there were six interested parties (stakeholders), all with their own processes to follow. Pro-active communication on everybody’s part was absolutely key to successful completion.


A very satisfied client (a first-time buyer at auction) completed on time in 14 days. After being let down by another lender, the client was very grateful for the way Amicus and its partners got him into his new home.

We are so grateful to all of the six parties who had to pull out all the stops in just 14 days to enable us to buy our new home. A great example of everyone in the process working together... thank you.

Tony Knott
Property Buyer

Amicus Auction product is the solution for experienced Cardiff landlord


A 70% LTV loan was required at £138k on £198K to complete an auction sale for an experienced landlord.


Due to illness in the family we had to wait for one of the clients to return from overseas before we could arrange the client meeting. Because of this delay it was essential for the broker to package the case properly. When the application came through, all the required documentation was available.


During a very difficult time for the clients, we concluded the matter in only 16 days. The Amicus auction product with free valuation, free legals and no exit fees fitted the client’s needs perfectly.

Amicus appreciated from the start that if we were to meet our deadlines they would have to play a very sympathetic and proactive role and that is just what they did. We were both very impressed.

Mrs. Mancisidor

Talk to the experts about short-term property finance.

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