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Less in your way

Up to 100% of the purchase price (subject to LTV) with no additional security*

Nothing should stand between you and helping your professional property clients achieve their goals. With Amicus, your client could get up to 100% of the purchase price without the need for additional security. Spot on.

*Unregulated products only. Fees and interest added to the loan amount. All loans subject to underwriting criteria.

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Here's how it works

Example 1

Client exchanged contracts to acquire a piece of land subject to planning. Value with planning exceeded actual purchase price.

  • Property open market value (OMV): £1.8m
  • Property purchase price: £1.2m
  • LTV: 70%
  • Amount available from Amicus: £1.2m (£1.26m)

Client receives 100% of the purchase price

Example 2

Vendor needed a quick sale so our client agreed a purchase price below market value.

  • Property open market value (OMV): £750k
  • Property purchase price: £700k
  • LTV: 70%
  • Amount available from Amicus: £525k

Client receives 75% of the purchase price and needs to make up £175k

With Amicus, it's in the NET

When we agree a deal, we put our full support behind your client and their project. Unlike other lenders who lend on GROSS LTV, we lend on NET LTV.** So when we say it’s 70%, it actually is 70%. From complex deals to quick bridges, your client can access the funds they need to get their projects kicked off.

**Unregulated products only. Fees and interest added to the loan amount. All loans subject to underwriting criteria.

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